Complete and sign 3 or 4 page residential loan application Form 1003 and
attached loan info sheet, credit authorization and fair lending notice. Page
4 of the application is a continuation page in case you need additional
space for your assets or liabilities. If you make a mistake while
filling out the application cross it out, and make a change. Do NOT use
white out.
If you are salaried: provide two years W-2 and one month of
paystubs OR if you are self-employed: provide two years tax
returns and a YTD profit and loss statement.
If you own rental property, please provide rental agreements and two
years tax returns.
Please provide a copy of the note on your 1st mortgage. This will
normally be found in your closing loan documents.
Please provide a signed letter explaining what you plan to do with the
proceeds.
Provide copy of divorce decree if applicable.
If you are NOT a US citizen provide us with a copy of your green card
(front & back), or if you are NOT a permanent resident provide us with
your H-1 or L-1 visa.
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